I’d like to ask you a question. You have bought many items over the years to support others, did any of these vendors call during COVID-19 to ask if you need assistance?
When you get your salary, all of that money is flowing to you. Then you give it away. I would like to encourage you to start over. With what? The resources you have.
First open another bank account with no fees. Yes, you need two bank accounts, one to deposit your paycheck, and the other to pay your expenses.
You also need to decide where is the best place to live. Move back home to get family support with children? Roommates? A room? A box on the sidewalk rent free?
We are here to support you on this journey with simple tools.