It’s possible you only have the original documents, but the service description has changed over the years. Call your company and find out what you are cover for. Write down the date, agent’s name, and information you are given. Repeat it to the agent to make sure you understand what was said. Keep it on file.
Repeat this action every five years or so. You are paying on these very expensive policies for a really long time. Don’t wait to find that you are not covered when you actually need the service as a senior.
