Who Are We?
Guiding Light Multi-Service Center Inc, is a tax-exempt community based organization established in 2005, committed to provide support to our neighborhood. In a world of trillions, many individuals feel isolated, on their own island. Depressed because life is providing little support. Others living only for the afterlife because of fear. Our goal is to encourage different roads to prosperity based on available resources. All necessary tools are available at our disposal. No need to reinvent the lifestyle wheel. But if we are innovative inventors, bring it. Let’s leave a legacy for the next generation to duplicate. Success is built-up one brick at a time.
Meet Lonette Durrant, Executive Director
Lonette Durrant, Executive Director, immigrated to the United States from St. Vincent and the Grenadines, Lesser Antilles. She worked her way up the social ladder over many years using the resources available. She secured employment in the childcare and healthcare industries while attending college – taking classes one semester then taking the next semester off to pay the prior’s tuition. It goes without saying that was a slow process. For many years she has managed a very successful financial firm with an amazing team.
Being influenced by the previous exposures and because of her adversities living in the U.S., from dealing with racism and ignorance, to finding the right helping hands, she has become a success on her own terms. In that spirit she is giving back to the community by providing support in varying areas she knows very well and continues to incorporate in her daily life. Lonette is providing valuable financial education/seminars/workshops that she has learned over the years and believes to be paramount. Encouraging families to nurture through reading together. Lonette is also asking you to assist her in supporting your community, an invaluable investment.Our Goal
Loving, supporting, nurturing, encouraging, our community one person at a time.
It is very important to know how to leverage your debt to retirement. How many times have you refinanced your mortgage? Once? Twice? Three times? Did you put any consumer debt into it (i.e. tuition, vehicle payments, credit cards, etc…)? Do you really understand the benefits? Are you aware the current mortgage is paid off and the new mortgage start from scratch? Therefore, you are perpetually renting from the bank instead of building equity. Learn to not only trust, but verify that your actions are really leading to homeownership.
Yes, our great-grandparents were influenced on the importance of whole-life insurance and they pass these values down to us. Fact: When the whole-life agent retires and moves to a beach resort sipping mojitos he/she still receive income from the monthly payment we struggle to pay. Now if we are only paying a very small sum monthly can we afford to build up wealth over our working years? Unlearn destructive lessons.
Because Long-Term Care policies are so very expensive, a HSA is an affordable way to save a small amount of money over a long period of time to insure you have the funds necessary to cover the 20% that Medicare does not cover.
We never associate paying our bus-fare with saving money. But partaking in the commuter benefits program, if available, reduce our taxable income by the amount of the fare. When we pay the fare directly from our pocket the funds are taxed through our paycheck.
Start your emergency fund with any amount. Every paycheck add something to it.
