The biggest part of our budget is homeownership. Some people like to have a place that is theirs. It does not have to be a house; some prefer an apartment. But it is ownership. Because the process of becoming a homeowner is a long relationship, the lender has created new...
Road Not Taken: Rent
Where do you currently live? Can you afford to live there? Is that your only option? Now that you have survived COVID-19 it is time to reassess where your rent money is going. Can you help your family, by moving back home, get out of debt? If you live with...
Road Not Taken: Money Matters
Everyone advising on financial security talks about the direction of "Cash Flow." But, when we get paid, the cash flows to us. What we do with the money makes all the difference. We sign on to every streaming service. Buy a new phone every time a new one comes out....
Road Not Taken: Salary/Income
Disclosure: I continue to live by these rules. I do not have any debt. My home is paid in full. I have no credit card debt. I do not have student loans after finishing college. It is so very important to get on a simple budget. If your child(ren) have...