Don’t Be Afraid To Re-Start

The poem below was published in 1916 and appears to suggest that once embarked upon life’s course cannot be altered. The Great Depression began in 1929 and lasted 10 years. From that time to COVID-19 many people continue to live in degrading poverty, although they contribute what little they have...

NYC Bus Fare and Parking Are Tax-Exempt

New York City enacted Commuter Benefit Laws effective January 1, 2016, which made bus fare and parking tax-exempt to every worker, with pre-tax funds reducing taxable income. What does that mean? Employer pays employee’s local bus fare via metro-cards, while express bus and parking via debit card. This help employer...

Starting Over After COVID-19

COVID-19 has been an incredible awaking. We had to stop! take a pause and look at life from an uncomfortable view point. Our lives. If we didn't save any money over the years, we didn't have any reserve money to spend. That must have been very scary for many. Everything...