Try to pay them off ASAP. If you have more than one card, see if you can consolidate them onto one existing card. Or if you can open a new card with zero-percent interest for one year, aggressively pay down as much money as possible every paycheck.
The idea of paying off any debt is to pay as little interest to the lender over the life of the loan. The interest you are not giving the lender is helping you pay off your loan faster. This works best using a simple budget.
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