Many people are collecting federal funds that is helping to sustain the family because of the pandemic.
If you are in this position to collect and still able to work, try your best to pay down as much debt as possible. Especially if you can grab a job no one wants.
Think about how you feel when the bills arrive. Stop spending unnecessary money – i.e. eating out/ordering in, subscribing to everything, lending money, etc. Also, be prepared to lose people who weren’t in your corner in the first place.
Become your own hero. Sit with your family and discuss the journey you need to take. Let the kids know that you will be taking snacks from home when going out. Stick to the regimen. You will surprise yourself how fast you can pay down debts.
When you are in a comfortable place celebrate by doing something special. Don’t go overboard.
