Are you still sending more money than you earn? Are you “debt-free” but have a big mortgage? Do you have a car but can’t afford the insurance? Are you still stacking new charges on your credit card?
Every day your money is not working for you, it is working against you. Your family should be the most important people in your life, and they should be the only ones you are trying to impress.
Pay down your debts. Spend the money you have toward your bills. Start investing something from every paycheck. No amount is too small. Respect your money and it will surprise you.